Initially, I used a couple of books that I checked out of the library. I basically wrote it from scratch with suggestions that I found in the book.
I had it reviewed by a friend of mine who is a VP for Commercial Lending at a local bank. She made some changes and it worked like a champ. A funny thing happened in that she scaled back my financial projections because she said bankers ae so used to seeing 3-4% margins that they wouldn't believe anything higher.

Robert, I started using the same resources as you. I also ran my pro-forma by a friend who is a commercial lender, and he had the same reaction. He thought a 10% margin was unrealistic!

A business plan for a demolition business has to read like a research report. It has to educate. Bankers are so used to dealing with widget manufacturers. They want to see the cost of the product is x and we can sell it for y. Demo dosen't work that way.
I am still scratching my head about the difference between leasing and owning equipment. I have got as bunch of my friends in this business that swear that leasing equipment is the way to go and other people swear by purchasing the same equipment.

I prefer to own the equipment personally(through a holding company) and lease it to the company. That keeps my cash flow alive.
My banker was astounded at some of the profits I had seen in the past; he was wondering why his other client coulnd't do it (and this guy has an MBA?!?). It's definitely not something you learn in business school.

I worked for a company that did something similar to that.

They had another company that owned the equipment and rented it to the company. This also helps when doing change orders on government projects that require the use of "The Rental Blue Book", which in my opinion understates the actual own/rental cost, you can use invoices for the secondary company as actual “cost” of the rented equipment and use them on your change orders.

Plus, what this also does is protect the demolition side if anything went sideways, you will still have your equipment.

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